Recently purchased this item since I seem to carry a lot of cards but I also carry lots of bills like one's, five's, ten's, twenties, and so on. So I also needed a capable bill holder and I saw this one had two bill holders. I was pleasantly surprised as to how it absorbed all cards and how neat and low key it closes. As for the bill compartments they were tight which I attributed to the new leather and still waiting if it will be easier to carry currency like on a oversized bi-fold, which is what I was using before. The bi-fold seemed to handle the bills with more composure but the Colombo Long Credit Card Wallet, as its name so implies, is the clear winner for carrying cards without a hassle. If the leather cedes and my bills gain ground I will be most satisfied for I killed two birds with one shot, sort of speak. I like it enough to rate it 4 stars and if it loosens up, well, the sky is the limit. Either way did not think once about returning this item and it is easy to carry around because of its low profile.